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Personal finance: I’m in charge

Who is it for?

Personal Finance: I’m in Charge sessions are offered mainly in community organizations, schools or institutions in Longueuil, and there is no age limit to attend. You don’t have to be part of a group to ask us to attend a session either!

Why?

By participating in the Personal Finance: I’m in Charge program, you will develop the ability to make informed, responsible and valuable consumer choices for yourself while taking into consideration the different options available.

Through the sessions, you can also:

  • Break the taboos surrounding money;
  • Reduce the effect of pressure from the consumer society;
  • Counter the misconceptions related to financial problems;
  • Learn how to make your own budget;
  • Develop practices to keep you out of debt;
  • Discover tips to manage your money better;
  • Planning for important purchases or projects for you;
  • Learn more about savings and credit;
  • Etc.

How?

Once you sign up for Personal Finance: I’m in Charge, you can do so for specific sessions or for all the sessions, since they are completely independent of each other. Depending on the institution where the sessions are held, there may be specific programming in English or in French, and they may be offered in both virtual and in-person modes. All sessions are offered free of charge and the topics covered are:

  • Money in Everyday Life
    • Explore a variety of practical tips, tricks and tools designed to help you navigate the day-to-day management of your finances, while making decisions that reflect your own personal vision and choices.
      • Developing your Savings Habits
      • Making a budget
      • Making a Budget : Exercise
      • Asserting your Rights as a Consumer
      • Optimizing your Budget
      • Making Mindful Purchasing Decisions
      • Using Credit
      • Reducing your Expenses
      • Questioning your Sources of Influence
      • Checking your employment income
  • Finances and Peace of Mind
    • Practice fulfilling your civic obligations, respecting your commitments and asserting your rights in an informed manner. To feel more relaxed and confident!
      • Making a budget
      • Planning your savings
      • Asserting your Rights as a Consumer
      • Managing financial stress
      • Checking your employment income
      • Assessing your insurance needs
      • Evaluating the cost of credit
      • Keeping debt under control
      • Fulfilling your civic obligations
      • Ensuring your digital security
  • Making My Project a Reality
    • Plan the projects that are close to your heart using a solid approach that highlights all the essential financial facets to consider. Because some dreams do come true!
      • Defining a major project
      • Making a budget
      • Making a budget: exercise
      • Optimize your budget
      • Making Mindful Purchasing Decisions
      • Planning financing through savings
      • Planning Financing through Borrowing
      • Planning Financing for your Education Project
      • Assessing the Insurance Needs for your Project
      • Defining a project : moving to an apartment
      • Defining a project : pursuing my education
  • Decipher Savings and Investment
    • Dive into the world of savings and learn how to create an investment strategy tailored to your aspirations. And make the interest work for you!
      • Making a budget
      • Making a budget: exercise
      • Optimize your budget
      • Preparing to save and invest
      • Choose a savings vehicle
      • Choosing investments
      • Choosing investments: new trends
  • Introduction to financial life
    • Discover a range of essential concepts, practical tips and tools to get you started on your journey to mastering your personal finances. Take control of your situation!
      • Making a budget
      • Paying by Online Transfer, Pre-Authorized Payment and Cheque
      • Paying by Debit and Credit Card
      • Making the most of financial services
      • Working in Canada

What are we often asked?

Is each session independent?

Yes, a participant can take one or more sessions depending on his/her needs.

Is it just for young people?

Although the training content was initially developed for an audience between the ages of 16 and 25, we have participants of all ages.

Is it given in person or remotely?

It is possible to participate in the sessions in person or remotely. Several sessions have been adapted to the reality of the pandemic.

Does it replace sessions with a financial advisor?

The Personal Finance: I’m in Charge sessions do not replace the advice of a financial advisor. They have been developed to provide an introduction to various topics related to personal finance.